Services

Clearpath offers a wide range of mortgage advice services to help a variety of applications. Whether you’re a first time buyer looking to make your first steps onto the property ladder, a landlord looking to expand their buy-to-let portfolio, or if you need to sort out life insurance and mortgage protection, Clearpath can offer comprehensive mortgage advice in the UK. We also specialise in more complex cases such as mortgages for self employed people and affordable housing schemes.

First Time Buyers

Purchasing your first home is a big milestone, and it's important to work with professionals you can rely on. At Clearpath Mortgages and Protection, we earn your trust by providing personalised advice that’s specifically designed to meet your unique needs.

Remortgaging

Remortgaging might appear simple to some, but in reality, it often requires the same level of support and guidance as when you first bought your home. With the right advice, you can secure better rates and terms, saving you money in the long run.

Home Movers

Moving home can be very stressful. Everyone's experience is different — whether you're a first-time buyer or move often, Clearpath Mortgages and Protection is here to help.

Shared Ownership

Shared ownership lets you buy a share of a property and pay rent on the rest, making homeownership more affordable and accessible. It's the perfect option if you’re looking to get on the property ladder without the full financial burden.

Self-employed

Self-employed mortgages are tailored for individuals who work for themselves, using income proof like tax returns or bank statements to qualify for a home loan.

first time buyer uk standing outside house.jpg

Buy to Let

Investing in a 'property to let' has long been a strong investment option, offering both rental income and potential for capital growth.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.

A capital raising mortgage can provide the funds you need for various purposes, whether it's for home renovations, purchasing another property, or consolidating existing debts.

Think carefully before securing other debts against your home.

Consolidating debt may reduce your outgoings now, but you may end up paying more overall.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Capital Raising

Protection

Mortgage Protection Insurance is a type of life insurance designed specifically for homeowners. It helps pay off your mortgage if you pass away, become seriously ill, or lose your job—so your loved ones can stay in the home without financial strain.

Why Is Mortgage Protection Important?

Your home is likely one of your biggest investments. But what would happen if something unexpected made it difficult—or impossible—for you to keep making payments?

Mortgage Protection Insurance gives you and your family peace of mind by ensuring:

Your mortgage will be paid off if you pass away during the coverage term.
You’re protected in case of disability or critical illness (optional riders).
Your family can stay in the home, even in hard times.

Number One
Ombersley Court

Ombersley

Worcestershire

WR9 0HH

Phone

07718 131 916

Email

Daniel@clearpathmp.com